Monday, February 7, 2011
Trucking Accidents featuring ChasenBoscolo
http://www.youtube.com/watch?v=_GIbGKX_4Dc&hl=en
Tuesday, February 1, 2011
The Work of an Auto Insurance Claims Adjuster
Have you ever wondered what an auto insurance claims adjuster exactly does? Well, having a vehicle means that you have an auto insurance which will protect you against any liabilities or injuries you could sustain caused by an auto accident. It is important that you get to familiarize yourself on the nature of the job of an auto insurance claims adjuster so that you will understand why he would do the things that you would see him doing if you should have to go through the process of filing a claim.
Filing an Insurance Claim
Filing an insurance claim means that you have gone through an auto accident and that you need to claim your insurance benefit to get your car repaired for the damages. The usual process which you need to go through would be to contact your insurance provider as soon as possible after the incident. Assuming that no one was injured, then your focus would be to get your car repaired with the use of your collision coverage. Your comprehensive coverage can also cover you for auto repairs in cases when your car got damaged through non-collision events. These events may include fire, hail, storm, damaged by an animal, and more.
What happens after initial contact with your insurance claim?
When you contact your insurance provider you will be connected to the claims department who will then assign a specific claims adjuster to your case. Most of the time the adjuster would be working directly with your insurance company; other companies though may hire independent adjusters to assure customers of unbiased reports.
Once the auto insurance claims adjuster receives the claims assignment, he will contact you to arrange an appointment on when or where he could take a look at the vehicle for his assessment. After this, you will then receive a report from your insurance provider regarding the assessment made by the adjuster which would include the amount of money that would be needed to repair your vehicle.
Depending on the situation, behind the scenes the adjuster could actually contact a lot of people to enable him to accurately assess the accident and your vehicle. Aside from talking to you, he would approach possible witnesses on the accident which could include traffic enforcers, police, and hospital staff if you are also claiming for personal injury. He would also at times consult with other professionals such as accountants, construction workers, lawyers, physicians, and other professionals who could offer him expert evaluation of the claim.
Once the adjuster is convinced that your claim is legitimate, then he would contact local repair garages in your area to get an estimate on the parts and services needed to repair your vehicle. He will then submit a detailed report to your insurance provider regarding his final assessment which the company will relay to you.
When the damage to your vehicle exceeds the value of the vehicle the auto insurance claims adjuster can declare your vehicle a write-off. When this happens what you will get from your insurance company is the book value amount of your vehicle. The actual amount would vary depending on the age of your vehicle but most of the time the book value would be less than what you paid for the vehicle. With some auto insurance providers though, they provide an added option where you pay an extra premium for coverage to guarantee the full amount you paid for your vehicle if it has been written off within the first few years of purchase.
Often, the auto insurance claims adjuster will provide you options. Like whether you want your car to be repaired by certain repair shops or if you want cash settlement for the claim and get the car repaired yourself. Once you make the decision, the adjuster will make the necessary arrangements to get it done. For any kind of dispute regarding the report that has been submitted by the adjuster, you need to contact your insurance provider and coordinate with them. Always consider that the adjuster does not have an easy job and just like every one else, he is just making a living as well.
However, if you really can't work it out with your insurance company and your auto insurance claims adjuster, then don't hesitate to contact a personal injury lawyer. A great place to start your search is personal-injury-lawyer-guide.com, a website containing lawyer profiles of lawyers and companies in each state. Many work on a fee-for-success basis which leaves you without risk in trying to optimize the outcome of your insurance claim.
Saturday, January 22, 2011
Fremont Hit-and-Runs and Drunk Driving Accidents Are Cause For Concern
The 213,000 residents in Fremont live in the largest suburb in the bay area, right outside of San Francisco. However, this doesn't change the fact that personal injury risks are part of the city's streets everyday.
Fremont, like all of California in recent years, has seen the rise in drunk driving car accidents and hit-and-runs. Accidents of these sorts seem to be an epidemic lawmakers and law enforcement are struggling to deal with.
In 2005, a driver under the influence of alcohol swerved and hit a Fremont police officer's car. The officer sustained minor injuries and the driver was arrested.
A more tragic accident occurred a couple years later when a 22-year-old study abroad student was pulled over with his broken-down Toyota on a Fremont shoulder of the Interstate 880. It was around 3:30 in the morning, when a driver in a Lexus came speeding toward the off-ramp and broadsided the student in the Lexus. Both cars slid 100 yards and the Lexus flipped on top of the Toyota.
It took Fremont firefighters 45 minutes to retrieve the victim's body from the wreckage. The Lexus driver had fled the scene in the mean time. Any Fremont hit-and-run attorney will stress the importance of being a reliable driver, obeying the speed limits and DUI laws, and being responsible toward your fellow drivers, especially if an accident has occurred.
A strange string of hit-and-run accidents took place in the bay area in 2006, raising the awareness of the Fremont and San Francisco communities that hit-and-runs are a serious issue. Around 14 people were injured or killed by a motorist who was seen deliberately running people down on the streets of San Francisco. A 54-year-old man had been run down and killed earlier in the day in Fremont, and the police linked the events.
According to the San Francisco Chronicle, a police spokesman said the attacks in the city occurred at 12 locations over the duration of a 20-minute period. Witnesses recalled the driver, who held residents in Fremont, as "zombie-like", as if he had no fear of consequences.
Fremont Product Liability Issues are Cause for Concern
A Fremont auto body shop worker died in 2005 when he was crushed by a lift that collapsed. According to the Alameda County coroner, he was working at a Chevrolet dealership in Fremont. The 48-year-old worker died when the portable scissor lift collapsed on top of him. The lift had a car on it.
Fremont job accident attorneys are concerned that the company was at fault for not maintaining their equipment or that the lift was defective, a case of product liability.
Another instance of a product acting differently than it was expected to has resulted in the deaths of 140 people across the country, including a man in Fremont. A policeman was pursuing a suspect and shot him with a Taser gun between seven and nine times as the suspect attempted to escape over a wall. The suspect was taken to the hospital, where he seemed to be fine, and then inexplicably fell unconscious and died.
Taser guns are used by police to deliver a 50,000-volt jolt to stop a person with brief incapacitation. Taser guns are used instead of real firearms when the intent is not to kill the suspect, yet, in these instances people have been dying.
Products liability lawyers are unsure that the Taser gun is safe to use in cases where the shot is not meant to kill. The product malfunction may be the fault of the company that makes the Taser guns, or improper use of the guns by the police against suspects.
In over three decades, BISNAR | CHASE lawyers have represented over six thousand people in car, motorcycle, truck, pedestrian and other personal injury cases. The law firm has an "AV" rating, the highest level of professional excellence, by Martindale-Hubbell. John Bisnar, who is the author of this article, and his partner Brian Chase each have a "Superb 10/10" Avvo rating, the highest possible. John was named a "Community Hero" by the United Way, while Brian was named a "Trial Lawyer of the Year" in 2004,one of the 2007 Top 100 Trial Lawyers, and a 2009 OC METRO Top Personal Injury Lawyer. Isn't this the legal team you want representing you? For more information on Fremont personal injury lawyers, visit the BISNAR | CHASE website at http://www.BestAttorney.com where you can get a complimentary copy of the book "The Seven Fatal Mistakes That Can Wreck Your California Personal Injury Claim" ($14.99 value), or call 1-800-561-4887 for a free consultation.
Copyright 2010 BISNAR | CHASE LLP. All Rights Reserved.
Saturday, January 8, 2011
Detroit Car Accident Lawyer - Traumatic Brain Injury (TBI) Client Testimonial Video
http://www.youtube.com/watch?v=DskZR48xiiY&hl=en
Tuesday, December 21, 2010
Beware the IRS Revenue Officer, Learn His Tricks and Keep Your Assets!
Home Free! You're a crafty one. The IRS hasn't been able to collect on your debt. But don't get comfortable yet. The IRS's next weapon is on the way. The IRS Revenue Officer will knock on your door without warning. And if you don't cooperate you can kiss your assets goodbye.
Ambushed: Revenue Officers want to catch you off guard. You could be at home in your bunny slippers or working at the office when a Revenue Officer comes knocking. So if you owe debt and you've gotten away so far, watch your back for the men in black.
Know The Steps a Revenue Officer will take before seizing your assets.
- Make a surprise visit to your home or place of work
- Ask you questions or set up an interview at their office. The Revenue Officer will give you the chance to discuss a payment arrangement.
- The Revenue Officer will record your financial information on detailed IRS forms. The Revenue Officer wants to know where all your assets are, so he can seize them quickly if necessary.
- The Revenue Officer may then use their powers of seizure to collect for the IRS Debt if you do not cooperate or set up some kind of payment arrangement.
Playing Detective: Your Revenue Officer's going to ask detailed questions about your financial situation. You'll be expected to fill out Form 433-A, "Collection Information Statement for Wage Earners and Self Employed Individuals." It's five pages worth of information. The IRS will use it to determine how you will pay.
Enforcing Collection: After The Revenue Officer has your info, he'll do the following:
-Demand immediate payment if your statement shows you can pay
-Request you obtain a bank loan if you don't have the funds.
-If the Bank turns you down, he expects you to borrow from friends and family.
-He'll request that you sell your assets to pay your debt.
-If You don't do this, the Revenue Officer will begin Enforced Collections- your assets will be seized.
Face to Face with the Enemy- Legally, you can't be forced to answer the Revenue Officer's questions. But if you don't, you risk "enforced collections" action. That is, seizure of your assets and wages! So be on your best behavior and cooperate. You will not like your Revenue Officer when he's angry.
Now You Have The Smoking Gun...Use it!
Richard Close was an IRS-Hitman. He was a revenue officer who took out anyone that owed the IRS money. He left that behind and now helps thousands of Americans beat Uncle Sam and save thousands of dollars. The IRS-Hitman can help you with your tax debt problems. He has partnered with Tax Defense Network to offer free advice and tips on removing wage, bank, and tax levies; and arms you with the skills to slash your tax debt. Visit at: http://www.irs-tax-levy-hq.com Contact: http://www.taxdefensenetwork.com or call 1-888-248-9058
Friday, November 12, 2010
San Francisco Car Accident Lawyer Advises - Don't Exaggerate Car Accident Medical Losses
One should never underestimate the sage advice of a skilled San Francisco car accident lawyer. If you ever get into a car accident in San Francisco, California, obtaining just compensation for your medical losses is not always easy. One should also consider that driving a car, motorcycle or bicycle can be very risky in a busy city like San Francisco.
A Car Accident-Prone City
A brief overview of the city's accident statistics can be quite alarming. In 2006, the California Highway Patrol's Statewide Integrated Traffic Records System (SWITRS) reported that 51 people were killed and 3,632 were injured in San Francisco car crashes. In addition, 29 pedestrians lost their lives and 775 were injured in car collisions. Car accidents also killed one bicyclist and injured 453. Motorcycle accidents killed five and injured 346. Moreover, DUI car crashes resulted in 13 fatalities and 280 injuries. In 2007, 52 car collisions ended in 53 fatalities.
Keep Medical Losses Credible
Let's say you get into an accident, it's the other guy's fault and you want to be adequately compensated for your medical bills--in addition to your demolished car. Experienced San Francisco car accident lawyers will tell you that for your medical losses to be credible, you should never exaggerate them. If you already have medical conditions at the time of your accident, don't connect the symptoms of your existing medical condition with the accident itself. If you do, a claims adjuster or defense attorney will look at your claim and choose not to believe anything you say about your injuries and treatment. In most instances, you case will not be settled in negotiations with the insurance company, but will instead go to trial before you have the chance to obtain anything close to a recovery that you think is "fair."
San Francisco car collision lawyers say you can avoid these complications by keeping a written record of your medical expenses that directly relate to your accident. Your credibility is always enhanced if you don't misstate your losses. When it's time to settle, an accurate record invariably pays much better dividends.
Locating a Car Accident Lawyer You Can Trust
As a car accident victim, you should try to find a car accident attorney who offers no charge, no pressure consultations. What you don't know can hurt you--in court or at the negotiating table. To ensure you are justly and fully compensated for your losses, seek the advice of a San Francisco car crash lawyer.
Since 1978, Bisnar | Chase lawyers have represented over six thousand people in car, motorcycle, truck, pedestrian and other personal injury cases. The law firm has an "AV" rating, the highest level of professional excellence, by Martindale-Hubble. John Bisnar, who is the author of this article, and his partner Brian Chase each have a "10" Avvo rating, the highest possible. John was named a "Community Hero" by the United Way, while Brian was named a "Trial Lawyer of the Year" in 2004 and one of the 2007 Top 100 Trial Lawyers. You should settle for nothing less than the finest legal representation available. For more information on a San Francisco car accident lawyer, get "The Seven Fatal Mistakes That Can Wreck Your California Personal Injury Claim" at http://www.BestAttorneyBooks.com or call 1-800-561-4887.
Copyright 2009 Bisnar Chase LLP. All Rights Reserved.
Tuesday, November 9, 2010
Ways to Find Out If You Have Unpaid Parking Tickets
How do you know if you have any unpaid tickets?
You would think that it would be easy to know if you have received a parking ticket (penalty charge notice is the legal name - sometime abbreviated to "PCN") and whether it is paid or not because you will know when you get back to your car and find one on the windscreen! But that isn't always the case.
In the case of the ghost ticket which is a parking fines scam I highlighted nearly 8 years ago, the ticket is not actually put on your car or handed to you even though it is printed out. Then some 28 or 30 days later you get a document called a Notice to Owner in the post telling you that you haven't paid the penalty charge notice - a ticket which you know absolutely nothing about. So that's one way you can get a ticket when you don't know about it and sadly it's the result of that very popular scam.
In London, in particular, there are hundreds and hundreds of closed-circuit television cameras which issue parking tickets Clearly you won't know when one is issued until you receive it in the post. But even that has its problems because with the uncertainty of our UK postal system you may never get that ticket and the first you hear about it is when you get a document called a Charge Certificate or even worse an order for recovery from Northampton County Court saying that you haven't paid up!
So how can you find out if you've been issued with a penalty charge notice? You would think that the simple answer is you merely phone up the Parking Department of the city you are in. That may work in the United States and outside London but in London there are 33 separate local councils that issue PCNs as well as Transport for London. So if you have a suspicion that you might have been caught on camera or worse that a parking attendant (in England and Wales they are now called civil enforcement officers) has scammed you this is what to do.
Let's assume you know or think you know roughly where you might have been caught on camera or been seen by a parking attendant.
Telephone the local authority that has jurisdiction in the area where the camera was situated and ask for the parking enforcement department.
Give your name, vehicle registration number and your address and simply ask for details of any penalty charge notices that have been issued for that vehicle in say the last month. I say the last month, you could just as easily ask for the last three months because with the advent of CCTV issued PCNs you may have well received more than one ticket. Moreover you could equally have been the victim of more than one ghost ticket. I remember acting for one member of the public in a case before the parking adjudicator where the poor fellow had received eight ghost tickets.
Hopefully the council officer dealing with your enquiry will give you the information but they may say that they can't give out information on the telephone because of data protection legislation. If that's the case then you simply have to ask them to send the information to your registered address which will be the one registered for the vehicle concerned.
I should add that if you are worried that you have received a parking ticket whilst driving a car belonging to your spouse, girlfriend, friend or relative then the local authority will not give you the information because the parking fine is in law the sole responsibility of the vehicle owner rather than the driver. So that's the most straight forward and fastest way to find out details of any parking tickets issued to your vehicle. It is clear that with the use of CCTV for PCNs enforcement and dishonest practices in parking enforcement you may well have parking tickets which you knew nothing about.
The difficulty, certainly in London, is that there are 34 authorities that issue tickets. Outside London and in other jurisdictions (e.g. the USA) it's much easier because in a particular jurisdiction there will normally only be one office that issues tickets. However in some states in the United States of America tickets can be issued by both the police and city officials and sometimes even outside contractors acting for the city so in those places you should contact both the city and the police.
Barrie Segal is the United Kingdom's leading parking ticket expert. Sir Bob Geldof KBE says "Everyone needs a Barrie Segal" and this article proves that statement.
He is the author of "The Parking Ticket Awards: Crazy Councils, Meter Madness & Traffic Warden Hell" which has been featured on television radio and the press. He frequently appears on television and radio including the BBC, ITV and ABC's ABC's "Nightline"in the USA.
He is a popular and amusing after dinner speaker. To book Barrie as your guest speaker click on Book Barrie to speak.
To learn more about fighting your parking ticket click on this link Appeal Your Parking Ticket
Barrie frequently represents clients before the Parking Adjudicator and represented the motorist who won his case in the leading High Court parking ticket case in the United Kingdom "Moses - v - Barnet" which set out the law on the enforcement of parking tickets.